Creating a new user, updating attributes and retrieving information
Creating a user
Create new user in the platform
credit_report_xml_gzip and asset_report_json_gzip are required for underwriting, it's not required at the time of creating user but before calling application endpoint user should provide Credit Report and Plaid Asset Report.
credit_report_xml_gzip and asset_report_json_gzip are gzipped base64 encoded.
(in case the client choose to not use Stilt's underwriting these fields will not be mandatory)
For creating a user we require SSN (US social security number), and you should make sure that SSN is always AES encrypted (In CBC Mode) sending over sensitive information without encryption is not allowed and it is a major security breach.
We always store encrypted SSN in our database to make sure any type of security failure is not causing us to lose sensitive information